Category Archives: Credit Scoring

Improve Your Credit Score To Get Better Mortgage Rates

Borrowers with high credit scores get access to lower mortgage rates and can find the mortgage approval process to be more smooth than borrowers with low credit scores.

Applying For A Mortgage Soon? Don’t Open New Credit Cards On Black Friday.

Shoppers should think twice about is the popular “Open A Charge Card, Save 20%” promotion. The short-term savings may be tempting, but the long-term costs may be huge.

Better Credit Scores Get Better Mortgage Rates

Mortgage approvals are primarily based on good income, good equity and strong credit, and, without all three, the best rates of the day remain out of reach. Do something about your credit score.

See How Credit Missteps Lower Your Credit Score

The company behind the popular FICO scoring model has published a “What If?” series for common, specific credit missteps.