With Halloween behind us, retailers are in the Holiday Spirit. Businesses know that consumers spent a median $556 on holiday gifts last year and they want this year to be just as strong.
Category Archives: Personal Finance
Tips For Maximizing Your Home’s Appraised Value
With home appraisals, every valuation dollar can matter. With that in mind, here are a few tips for maximizing your home’s appraised value.
Capitalize On Low Interest Rates In Overlooked Places
It’s no secret. Rates are low right now. And, it’s not just mortgage rates, either — all types of rates are scraping rock-bottom. Borrowing rates, lending rates and savings rates are at or near their all-time lowest levels.
What Perks Does Your Favorite Credit Card Offer?
Credit cards of all types do what they can to improve consumer loyalty. Offering free perks is just one way in which they try.
If You’re A Landlord, You Need A Landlord Insurance Policy
If you plan to buy a rental property , or to convert your current residence for long-term rental, make sure your home is properly insured. A traditional homeowners insurance policy may be unsuitable for landlords.
Closing At The Start Of September? Watch Out For Labor Day.
Like for the rest of the U.S. workforce, Labor Day is a popular vacation time in the real estate, title and mortgage industries. Closings can be slower to come together when the parties involved are on holiday.
What To Know Before You Move To A New Neighborhood
In this 5-minute piece from NBC’s The Today Show, you’ll learn a dozen complementary home-shopping techniques to help you review and evaluate a home for purchase. Each is focused on findings you won’t see listed on a website.
Moving To A New City? See How Much Your Cost Of Living Will Change.
It’s a fact: It’s more expensive to live in some cities than others. Beyond just the costs of buying a home, different cities also carry a different Cost of Living. For households relocating across state lines, the change in “life costs” can be jarring.
The Psychological Tactics That Supermarkets Use On Customers
In this 6-minute video from NBC’s The Today Show, you’ll learn how supermarkets use everything from packaging to placement to increase your grocery bill. Know the tricks, and avoid them.
How To Renegotiate Your Credit Card Interest Rates To Something Lower
According to the Federal Reserve, a credit card balance of $5,000 at 23.99 percent APR won’t pay off for 16,127 years. That’s one reason why it’s important to manage your credit card rates, and renegotiate them whenever possible. Here’s how to do that.