Category Archives: Personal Finance

Short Sale : Writing A Letter Of Hardship

The short sale process starts with a letter of hardship.

How To Maintain Adequate Homeowners Insurance Coverage

Whether you’re buying a home, or own one already, revisit your hazard insurance regularly.

Which Is Better : 15-Year Fixed Rate Mortgage Or 30-Year Fixed Rate Mortgage?

Which suits you best? The 15-year fixed rate mortgage or the 30-year one? These tips may help you decide.

When It Pays To Refinance Your Mortgage — Literally

There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.

Questions First-Time Home Buyers Should Ask

Buying your first home can be exciting, but you should also do your research to make sure that you ask the right questions.

How To Improve Your FICO Score

The credit score average for approved mortgage applicant was 750 last month. From The Today Show from NBC, here are basic tips to maximize your FICO.

Buyers Win 6.6 Percent Increase In Purchasing Power

Home purchasing power is up 6.6% since the start of the year.

Tips To Close Your Home Loan Faster, With Fewer Hassles

Mortgage volume is expected to remain high through the end of 2012 and into 2013. Follow these steps to help close your loan on time, and with few headaches.

How To Help Your Home Appraise At Its Fair Market Value

Home appraisals thwart 33 percent of home purchase contracts nationwide. Here are steps you can take to help your home appraise at value.

Simple Tips To Keep Your FICO High

For today’s home buyers and refinancing households, the value of “good credit” has never been higher.